Akio Insurance Group helps individuals, families, seniors, veterans, and small businesses find the right coverage — compared side by side, in plain language, with no pressure.
Turning 65 is one of life's biggest milestones. The Akio T65 Birthday Club helps you navigate Medicare, stay informed, build community, and enjoy exclusive member perks all year — and it's FREE to join.
Choosing coverage is one of the most important financial decisions you'll make. You deserve an independent advocate.
No jargon, no fast talk. We slow down and explain your options until they make sense.
We listen to your situation first — your doctors, your budget, your family — then recommend.
The plan we recommend is the one that fits you best, not the one that pays us the most.
As an independent agency, we compare plans across many top carriers so you can choose with confidence.
Marketplace plans matched to your budget and subsidy eligibility.
One plan that protects everyone under your roof.
Quality coverage your small business can afford.
Bridge coverage between plans, where available.
All-in-one plans, often with dental, vision & extras.
Predictable costs and any doctor that accepts Medicare.
Matched to your medications for the lowest cost.
For those who qualify for both Medicare and Medicaid.
Specialized plans for qualifying chronic conditions.
More flexibility to see in- and out-of-network providers.
Coordinated, network-based care at a lower cost.
Plain-English guidance on enrolling the right way.
Affordable protection for a set period of years.
Lifelong coverage that builds cash value.
Flexible premiums and adjustable coverage.
Cover funeral and end-of-life costs for your family.
Keep your family in their home if the unexpected happens.
Protection with growth potential tied to a market index.
Coverage for cleanings, fillings, and major work.
Exams, frames, and lenses made affordable.
Help with exams and hearing aid costs.
Cash benefits to offset hospital stay costs.
A lump-sum benefit for a major diagnosis.
Help with costs after an unexpected injury.
Financial support through cancer treatment.
Guaranteed, predictable growth for your savings.
Index-linked growth with a floor against loss.
Turn your savings into steady, lasting income.
Strategies to pass on what matters most.
Some situations deserve extra attention. We take the time to get these right.
I'm Nioka Waugh, Founder of Akio Insurance Group, and I help individuals, families, seniors, veterans, and small businesses protect their health, life, and financial future. When you call, you get someone who listens to your situation and walks through every option until you truly understand what you're choosing.
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From a parent turning 65 to a loved one who qualifies for both Medicare and Medicaid, the right plan brings real peace of mind. We help families understand Special Needs Plans (D-SNP & C-SNP), Medicare Advantage, and supplemental coverage — so no one is left guessing.
The right plan does more than check a box — it gives you the freedom to enjoy your family, your retirement, and the moments that matter.
Start My Free Review
Tell us a little about yourself and Nioka will reach out to schedule your free, no-obligation review. No fees, no pressure.
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